balance transfer
Finding the Best Balance Transfer Card for Fair Credit
When you have fair credit, making your credit work for you means more than just using your credit cards to make purchases and rack up debt. Instead, a balance transfer card can provide one of the best options for managing your debt and improving your credit score. We found the best cards for balance transfer for people with fair credit.
What is a Balance Transfer and is it Good for Your Credit?
Credit card balance transfers are not a simple issue and it's important to understand as much as you can about what it is and how it works. A balance transfer can end up saving you hundreds or even thousands of dollars in interest if you use it properly.
Best Cards for 0% Balance Transfers and 0% APR Offers
If you are currently paying down a balance on a credit card with a high interest rate, it can seem overwhelming and impossible. In fact, you can end up paying hundreds and even thousands of dollars in interest, depending on the interest rate. You can, however, take advantage of a 0% introductory APR on balance transfers, which give you anywhere from six months to a couple of years to pay down your balance at 0% interest. The best 0% intro APR balance transfers include cards like the Chase Slate and Citi Simplicity, which give you some of the longest durations to pay down your balance. Even better, there are a few cards that have no balance transfer fees like the Capital One QuicksilverOne cards which can help you to save even more while you pay down your debt.
Credit Cards with No Annual Fee - is it a Good Option for the Budget?
Many outstanding cards today do not charge you an annual fee, so you can choose between rewards, cash back or balance transfer cards, excluding only top-tier cards with luxury benefits.
Let’s have a look at different options so you could choose the card to fill your needs.
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