Best Credit Cards of Popular Hotel Chains

Hotel credit cards are usually tied to the loyalty program within a particular hotel chain and earn points for every dollar spent. These points can then be used for discounts, free nights, and can even be transferred for use in popular frequent flyer programs for certain airlines.

Compared to the general travel rewards credit cards, hotel co-branded cards can offer additional benefits like priority check-ins, free drinks, room upgrades and more. One of the top perks is the ability to earn elite status even faster and enjoy many additional members-only benefits.

Check out our top picks for hotel branded credit cards:

intro purchase APR no intro offerregular APR15.74%, 20.49% or 25.49%
intro BT APR 0% for 15 months 3% BT fee with $5 min
rewards 2 or 5 points/$1 +up to 32,000 points bonus
  • get 8,000 points every year you spend $10,000 or more on purchases
  • get 32,000after you spend $1,000 on purchases in the first 90 days
  • 15 points for participating hotels bookings
  • 2 points on everyday purchases

no annual fee

up to 32,000 points welcome bonuses (up to 4 nights free)

8,000 points every year you spend $10,000 or more on purchases

15 points for hotel purchases

2 points on all purchases

read review
intro purchase APR no intro offerregular APR16.49 - 23.49% (V)
intro BT APR 16.49-23.49% 5% BT fee $5 min
rewards 1x 2x 3x on every dollar +2 free nights
  • 3x points on Hyatt purchases
  • 2x points on dining, airline tickets, car rentals
  • get 2 free nights for spending $2,000 in the first 3 months

 

 

good credit required

$75 annual fee after first year

Hyatt Platinum status

read review
intro purchase APR no intro offerregular APR1574.00 - 15.74% (V)
intro BT APR 15.74% 3% BT fee $5 min
rewards 10x points/$1 +2 nights bonus
  • get 2 free weekend nights after spending $2,500 in 4 months
  • earn 10x HHonors points for Hilton portfolio participating hotels stays
excellent required

$95 annual fee

2 weekend nights spending bonus

10x points on Hilton Portfolio hotels stays

read review
intro purchase APR no intro offerregular APR15.74 - 19.74% (V)
intro BT APR 15.74-19.74% 3% BT fee $5 min
rewards 2-6 points/$1 +40,000 bonus
  • earn 6 points for dollar on Hilton Portfolio hotels stays
  • earn 3 points at supermarkets, drugstores and gas stations
  • earn 2 points per $1 on all other purchases

 

excellent required

no annual fee

40,000 sign-up bonus

6 points for Hilton Portfolio hotels stays

3 points on gas, supermarkets and drugstores

2 points per dollar on all other purchases

read review
intro purchase APR 0% for 6 m. on Wyndham purchasesregular APR15.74%, 20.49% or 25.49% variable
intro BT APR 0% for 15 months 3% BT fee $5 min
rewards 2, 3 points per $1 +15,000
  • get 15,000 points after first purchase with a no annual fee card
  • 3 points per $1 spent on participating hotel purchases with no annual fee card
  • 2 points per $1 spenton eligible gas, utility and grocery store purchases
good credit required

no annual fee or $69 annual fee versions

3 points per $1 on participating hotel purchases

2 points per dollar on gas, utility and grocery store purchases

15,000 sign up bonus

read review
  •  

Tips on choosing a hotel chain:

  • When it comes to international travel, the Marriott and Starwood brands offer the greatest number of hotels available worldwide.
  • Hilton offers the quickest and easiest way to reach elite status as when you sign up  for the HHonors card offered by Chase, you will automatically be given elite status.
  • The Starwood and Hyatt chains have an excellent reputation for offering their elite members the very best service.

Tips on choosing a hotel credit card:

  • It can be a good idea to have a hotel card that complements your credit card for everyday spending.
  • Getting a hotel card is an excellent idea if you are partial enough to a particular brand that it would be beneficial to enroll in their loyalty program. Especially if you travel often for business.
  • Compare the available benefits offered by hotel cards to the benefits offered by general rewards and airline credit cards. 


SIGN UP TO GET FREE
CREDIT SCORE UPDATES
and
exclusive members-only deals
Follow us
Facebook Twitter Google+