Best Buy Store Credit Card Review

back Best Buy Credit Card

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intro purchase APR 11.90% for 48 months on eligible purchases	regular APR25.49% (V)
intro BT APR not allowed	not allowed
rewards 10% off on first purchase, 5% back in rewards

fair credit required

Terms and Conditions

Editors Review

One of two credit cards that are offered by Best Buy. This card is a store-only card, and is not accepted outside Best Buy. If you need a general credit card, consider Best Buy VISA card instead.

Pros

• no annual fee
• 5% back in rewards
• you can get 6% rewards rate if you spend $3500 in Best Buy a year
• free shipping on purchases of $35 and up
• 10% off on your first purchase
• Deferred interest plans on eligible purchases - 0%-11.9% for 6-60 months, if paid in full

Cons

• not accepted outside Best Buy
• minimum interest is $2, so if you are charged interest, it will be no less than $2.